Bakersfield Mortgage Broker · Serving Kern County, California
Jaccob Lopez is a licensed mortgage broker in Bakersfield helping buyers, homeowners, and investors across Kern County with purchase loans, refinancing, first-time buyer programs, and investor-friendly financing — Conventional, FHA, VA, and Private Money, explained the way you need.
About
Jaccob Lopez
Mortgage Broker · Legacy Mortgage Solutions · Bakersfield, CA
NMLS #2716031 · DRE #02446407 · Branch NMLS #2857267
Legacy Mortgage Solutions is a family business backed by over 20 years of experience, and growing up around it shaped Jaccob’s interest in real estate investing. As a Bakersfield native, he began investing immediately after finishing his business administration and finance degree at CSU Bakersfield. Today, as an active real estate investor and mortgage broker, that perspective helps him understand both sides and know firsthand that buying a home is as much an emotional decision as it is a financial one. Every meeting starts with a simple conversation, a gameplan on how to make your goals a reality, and ends with a relationship for years to come.
Mortgage Services · Bakersfield & Kern County
01
Conventional, FHA, and VA home loans for buyers in Bakersfield, Kern County, and across California — first home or next one.
02
CalHFA down payment assistance and other first-time home buyer programs for Kern County buyers, explained clearly up front.
03
Bank-statement and non-traditional income options for self-employed borrowers and business owners who don’t fit a standard W-2 file.
04
DSCR financing for rental purchases, fix-and-flips, and growing a portfolio — from a broker who invests in Kern County himself.
05
Rate-and-term and cash-out refinancing, plus HELOCs and home equity loans — reviewed against your actual numbers, not a sales pitch.
06
Preferred lender access at local new-home tracts across Kern County — financing built around builder timelines and incentives.
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